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Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.

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Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time. Applicable to orders over $50.
We also offer alternative financing through Katapult Financing for customers with low or no FICO scores. Please see below for more info.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



Check your rate in seconds
without leaving our site

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Questions? Visit Bread Pay™ help center.

Two great financing options so you can start protecting your drive sooner!

BlackboxMyCar has teamed up with Bread® and Katapult to offer two great financing options so you can start protecting your drive sooner!

For low APR financing, Bread® offers flexible options.
For people with low or no FICO scores, Katapult offers alternative financing.

Financing Available for 3 to 24 Months at Competitive Interest Rates*


Quick & Easy Application

No paperwork here! Check your rates within seconds. If you pre-qualify, review & select a payment plan to complete your purchase. Pre-qualifying does not hurt your credit score.

Affordable Monthly Plans

Buy now & pay for your purchase over time at competitive interest rates so you can enjoy your purchase ASAP.

No Prepayment Penalties

Pay off your BlackboxMyCar purchase with different payment plans up to 24 months at competitive interest rates*. You can even prepay at any time without penalty!

Pre-quality for Bread Financing

Low or no FICO score? No worries, Katapult is here for you!                  


No Credit Required

Katapult will approve you up to $3,500 without looking at your FICO score!

Flexible Payments, Pay Over Time

Katapult sets up your payments to match your pay dates. Make your minimum term payments and you'll own it, or buyout early and save.

Checkout For As Little As $45

For just $45, you can enjoy your purchase ASAP! We'll ship it out to you within 3 days.

Get Pre-Approved with Katapult

**Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

How to Finance Your Purchase in 3 Easy Steps:

Step 1: Shop

Shop and add items to your cart as normal!

Step 2: Select Bread/Katapult at checkout

Get your rates and approval within minutes! You will be redirected to Bread® or Katapult to complete your order.

Step 3: Start Capturing Your Drive

Your order will be shipped out right away so you can start capturing your drive and pay for your purchase over time!

Financing FAQ